Ray Macalalag

  • What I will tell my younger self as I approach 30

    What I will tell my younger self as I approach 30

    8–12 minutes

    We only have one life to spread so thinly and to find its true meaning. So here are some things I want to say to my younger self at 30.

  • Should I Get a Credit Card Part 2: The Disadvantages

    Should I Get a Credit Card Part 2: The Disadvantages

    6–10 minutes

    There are a lot of points to consider in having a credit card that you can only find in the boring terms and conditions that we more often forget to read or take for granted.

  • Anti-Lock Braking System: Should it be required?

    Anti-Lock Braking System: Should it be required?

    3–5 minutes

    The anti-lock braking system was among the many important safety accessories for powered two-wheelers (especially motorcycles) that became a major discussion in the recently concluded Dialogue on Powered Two-Wheeler (PTW) Safety conducted by the Global Regional Road Safety Observatories as a pre-meeting event of the Asia-Pacific Road Safety Observatory Annual Meeting held at the Asian…

  • Why is the Peso getting weaker? (For the common tao)

    Why is the Peso getting weaker? (For the common tao)

    4–6 minutes

    OFWs may rejoice at first with the exchange rates getting more pesos for each dollar or whatever currency for that matter. However, it is only the tip of the iceberg. Goods which generally require materials from abroad would entail more acquisition costs and the Filipinos will need to deal with the price increases. Despite more…

  • Should I Get a Credit Card Part 1: The Advantages

    Should I Get a Credit Card Part 1: The Advantages

    6–8 minutes

    If you have just started working and earning a fixed income from an employer, it is certain that at one point you have been invited by a representative from a financial institution to apply for a credit card. However, you may observe that a lot of advertisements on social media are about these pieces of…

  • How to outsmart the fuel price hike

    How to outsmart the fuel price hike

    3–5 minutes

    While the government employed several measures to mitigate the rise in oil prices, it is still expected that such fuel price hikes would have general effects on the entirety of the Philippine economy, especially in food production, logistics and transportation.

  • To Infinitea and beyond

    To Infinitea and beyond

    4–6 minutes

    Infinitea Iloilo is one milk tea shop you should not miss and is definitely worth a visit. It provides a wide variety of drinks and a great selection of meals and snacks to choose from.

  • There’s the rest, and there’s Apple

    There’s the rest, and there’s Apple

    4–7 minutes

    As a number one doubter of Apple products due to their unattractive pricetags and Western origin, I also jumped from one brand to another including Samsung and Huawei. However, when I finally gave in and entered the so-called “Apple Ecosystem,” I doubt ever leaving Apple products in my digital needs.

  • Fast and convenient YouTube download

    Fast and convenient YouTube download

    1–2 minutes

    Nothing has been more convenient than 4K Video Downloader where I can simply download things fast in three steps.

  • GetGo to GoRewards: My ‘bad’ experience with their transition

    GetGo to GoRewards: My ‘bad’ experience with their transition

    3–4 minutes

    Everything went smoothly in the first half of 2021. However, I noticed that by August, the supposed Robinsons GoRewards points that I am supposed to earn as reported in my credit card statements were no longer credited to my Robinsons GoRewards account.